Austin Mortgage Broker

Higher prices make the rate matter more

Austin carries the highest home prices of any major Texas metro, and on a larger loan a small difference in rate compounds into real money — the same fraction of a percent that costs a little elsewhere costs considerably more here, every month, for as long as you hold the loan.

That is the case for shopping lenders rather than accepting the first quote. As an independent broker, Mike gathers competing offers and lays them out side by side so you can see what each one actually costs you. The consultation and quote are free, and our mortgage FAQ covers what most buyers ask first.

When your income is not a simple paycheck

Austin runs on tech, and tech pay often does not look like a straightforward salary. Equity compensation, bonuses, contract and self-employment income, and recent job changes all affect how a lender reads your application — and lenders differ widely in how they treat them.

Loans across the Austin area

Beyond purchases and refinancing, Mike arranges the full range of loan programs: FHA and VA loans, first-time homebuyer programs, jumbo financing, construction loans for new builds in the fast-growing corridors north and east of the city, investment property loans, commercial real estate, and working capital for Austin businesses.

Serving Austin and the surrounding hill country

Licensed across Texas, Mike works with borrowers in Austin, Round Rock, Cedar Park, Georgetown, Pflugerville, Leander, Kyle, Buda, and throughout Travis, Williamson, and Hays counties — and you work directly with Mike at every step, not a national call center.