Dallas Mortgage Broker

Shopping for a home loan in Dallas? Independent broker Mike Stanley puts dozens of lenders in competition for your business — on purchases, refinancing, commercial property, construction, and business capital across the metroplex.

Apply Now Call (817) 455-8864

One of the country’s busiest housing markets deserves a second opinion

Dallas draws buyers, investors, and relocating companies from all over the country, and lenders price the same borrower very differently here. Taking the first offer from your bank means never finding out what the rest of the market would have charged you. As an independent broker, Mike gathers competing offers and shows you the numbers side by side — rate, closing costs, and monthly payment — so the lenders earn your loan, not the other way around.

From high-dollar homes in the Park Cities that need jumbo financing to first homes in Garland or Mesquite, the right loan structure depends on the property and your plans. That conversation is free, and there’s no obligation. Curious what to expect? Start with our mortgage FAQ.

2026 loan limits in Dallas County

These limits determine which loan programs a Dallas home qualifies for in 2026:

$832,750

Conforming (conventional) limit

The ceiling for standard conventional loans backed by Fannie Mae and Freddie Mac on a single-family home.

$563,500

FHA limit

The maximum FHA loan in Dallas County — the low down payment route many first-time Dallas buyers take.

Jumbo

Above the limit?

Common in Highland Park, University Park, and North Dallas. Mike shops jumbo lenders the same way — by making them compete.

Limits shown for one-unit properties in Dallas County for 2026. Multi-unit limits are higher — ask Mike about your situation.

Financing for how Dallas actually grows

Beyond home purchases and refinancing, Mike arranges the full range of loan programs the metroplex runs on: investment property loans for the rental portfolios investors are building across North Texas, commercial real estate financing for offices, retail, and multi-family, construction loans for new builds in Frisco, McKinney, Prosper, and the fast-growing northern suburbs, and working capital for Dallas businesses.

Margaret Hunt Hill Bridge with the Dallas skyline

Serving Dallas and the northern metroplex

Licensed across Texas, Mike works with borrowers in Dallas, Plano, Frisco, McKinney, Irving, Richardson, Garland, Carrollton, and every community in between — and you work directly with Mike at every step, not a national call center.

Mike also works with borrowers in Fort Worth, the DFW suburbs, and Houston.

Get your free Dallas rate quote

Find out what the market will actually offer you before you commit. Call (817) 455-8864, reach out through our contact page, or start your application online.

Apply Now