Beautiful luxury home financed through Best Rates Financial

Get the Best Rate on Your Next Home Loan

Licensed mortgage broker serving Texas & California.

Client signing mortgage loan documents with broker

Close With Confidence

From application to closing, Mike Stanley guides you every step of the way with transparency and expertise.

Beautiful dream home purchased through Best Rates Financial

Commercial • Residential • Construction • Business Capital

Whether you’re buying a home, building a portfolio, or funding a business — Mike has the right loan for you.

NMLS MLO #1032377
NMLS Company #2808971
Licensed in Texas & California
CA Real Estate Broker #00712622

Loan Services Mike Offers

As an independent company/broker, we can match you up with the best rate loan approval available in the nationwide lending market.

Residential home mortgage loan

Residential Loans

Purchase, refinance, FHA, VA & first-time buyer programs

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Commercial real estate loan

Commercial Loans

Office, retail, multi-family & investment properties

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Construction loan financing

Construction Loans

New builds, renovation, fix & flip & development

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Business capital loans

Business Capital

Working capital, SBA loans & equipment financing

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Signing loan documents at closing Mortgage broker meeting with client Financial planning and mortgage consultation
Happy family at their new home

Why Work With Mike Stanley?

As an independent loan broker licensed in both Texas and California, Mike works for you — not the bank. Mike matches you with the most competitive rates and terms available.

  • NMLS MLO #1032377 — Licensed in TX & CA
  • NMLS Company #2808971 — Best Rates Financial
  • CA Real Estate Broker #00712622
  • Commercial, Residential, Construction & Business Capital
  • Personalized service from application to closing
About Mike

Simple, Transparent Process

Getting a loan should be straightforward. Mike handles the complexity so you can focus on what matters.

  • Free consultation — no obligation
  • Mike matches you with the best rates across multiple lenders
  • Clear communication every step of the way
  • Fast closings and competitive rates
Get Started Today
Mortgage consultation in a bright modern home

Independent Broker

Mike works for you, not the banks. Mike matches you with the best rates available.

Fully Licensed

NMLS MLO #1032377 and CA RE Broker #00712622. Serving TX & CA with full compliance.

Personal Attention

You work directly with Mike — not a call center. Real answers, fast responses, real results.

Where We Lend

Mortgage Broker Serving Texas & California

Mike Stanley provides expert residential, commercial, and construction loan brokerage across the major markets of both states — from the California coast to the heart of Texas.

California

Los Angeles, CA

Residential, jumbo, and investment loans across LA County and surrounding communities.

California

San Diego, CA

Coastal purchase loans, VA loans for military families, and refinancing solutions.

California

San Francisco / Bay Area, CA

High-cost market expertise — jumbo loans, bridge financing, and competitive rates for Bay Area buyers.

California

Sacramento, CA

First-time buyer programs, CalHFA assistance, and conventional loans throughout the Central Valley.

Texas

Fort Worth, TX

Residential and investment property financing across Fort Worth and the greater DFW Metroplex.

Texas

Dallas, TX

Conventional, FHA, and commercial loans across the Dallas metro — one of the fastest-growing markets in the U.S.

Texas

Austin, TX

New construction loans, tech-sector buyer programs, and competitive rates in one of Texas’s hottest markets.

Texas

Houston, TX

Diverse loan products for Houston’s expansive market — from Energy Corridor to The Woodlands and beyond.

Serving Texas & California

Ready to Stop Waiting and Start Saving?

Los Angeles, CA San Diego, CA San Francisco, CA Sacramento, CA Fort Worth, TX Dallas, TX Austin, TX Houston, TX
Email Mike Now View All Services

NMLS MLO #1032377 • NMLS Company #2808971 • CA RE Broker #00712622 • Licensed in Texas & California

Ready to Find Your Best Rate?

Contact Mike Stanley today for a free, no-obligation consultation.

Email: mikestanley@bestratesfinancial.com

Get a Free Consultation